General Resources







Hebrew Free Loan of New Jersey (HFLNJ)          

Interest free loans up to $3,600 to Jewish residents of Bergen, Essex, Hudson, Middlesex, Monmouth, Morris, Passaic, Sussex, and Union counties for:


  • Emergency needs due to lost wages

  • Small business owner needs

  • Child care costs due to closures of school
    Medical costs

Call 201-791-8395 to begin the process. (Non- residents of Bergen or Passaic counties may email

$5K to help alleviate the economic stress from the COVID-19 Pandemic

The “Save Small Business Fund”, a new private Fund, has been established to help small businesses that are being economically depressed by the COVID 19 Pandemic. This fund is being administered by the US Chamber of Commerce Foundation which is a private sector 501(c)(3) charity affiliated with the US Chamber of Commerce, and is not a government agency. The Fund will be granting $5,000 to eligible small business, and the grant funds must be used for business expenses. The Fund will send follow-up surveys to applicants for information on how the grant was used.

Click here to see following qualifications and to apply for this grant.

Mortgages, HELOCs, Other Indebtedness 

Many banks and other home lenders are offering relief to those who cannot meet their financial obligations.  We strongly recommend that you reach out to your bank and ask for delays in making payments where appropriate.  PLEASE MAKE SURE TO INQUIRE AS TO ANY NEGATIVE IMPACT ON YOUR CREDIT REPORT THAT THIS MAY HAVE. 


Credit Card Balances 

AMEX, Chase, and other banks will offer 60 days of no late fees or interest for those impacted by COVID-19, call your bank to find out if you are eligible and what terms will apply.

Any credit card balance that receive forbearance is likely to be frozen and future use will be suspended. Please plan accordingly if you plan on requesting grace from your bank.

Even if your credit card issuer has not formally released a statement of support, if you are at risk of missing a payment it is worthwhile to contact the company to discuss your options. 

The FDIC advises on its website: “Your creditors will likely work with you on a solution, but it’s important to contact them as soon as possible and explain your situation.” PLEASE MAKE SURE TO INQUIRE AS TO ANY NEGATIVE IMPACT ON YOUR CREDIT REPORT THAT THIS MAY HAVE.


Mobile Phone Plans 

AT&T, Sprint, T-Mobile and Verizon are waiving late fees for then the next 60 days. PLEASE MAKE SURE TO INQUIRE AS TO ANY NEGATIVE IMPACT ON YOUR CREDIT REPORT THAT THIS MAY HAVE.


  • AT&T, T-Mobile, Sprint, and Mint Mobile are offering unlimited Data for users.


Stimulus Checks:


People Who Don't File Taxes Can Register Their Bank Info With IRS-TurboTax Online Portal To Get Their $1,200

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Please note, we are unable to respond to individual comments. If you have specific questions, please address them to your personal healthcare provider or Rav as appropriate.